Posts Tagged ‘Farm Mothers’

Being Smart with Your Personal Wealth Bubble

Monday, May 9th, 2011

Mother’s day is less than a week away, but you still have time to get her the book she needs. I have done a lot of work this winter with women and money seminars and “Who gets the farm and when ?” sessions with farm families.

Here’s what I have observed:

People are overwhelmed by the complexity of succession planning and they don’t know where to start.

Finances are a major barrier, especially  people’s fear of the income stream after farm transitions, not being enough to meet the lifestyle plan for the next 2 decades.

Farm folks who have ploughed all of their financial resources back into the farm asset bubble may not have put any funds into what Alberta’s Merle Good calls the “personal wealth bubble.” Folks with a personal wealth bubble have more flexibility in planning for the successor’s needs since they don’t need all their lifestyle income from the farm cash flow. Continue reading Being Smart with Your Personal Wealth Bubble »

Lessons From My Quiet Chair

Tuesday, January 11th, 2011

I hear the geese flying overhead on their way back to the wildlife sanctuary, just four miles west of our yard. I see birds perched on a stray self-planted sunflower near the birdfeeder. I ponder the words on my lap in my journal as I sit in silence in my morning ritual of the “quiet chair” tucked in the north-west corner of my kitchen.

It was a quiet morning before eight, after two poached eggs, and the quick news update on the radio that I noticed the ad for a new book “Just One More Day” by Beverlee Buller Keck in  the Rejoice devotional.  This wonderful book is a 40 day journey of meditations for those who struggle with anxiety and depression.

Know anyone in your circle who battles with negative thoughts, worry, and a deep sense of hopelessness? I bet you do.

In late October and early November I will be speaking at the Eden Health Centre fundraisers in Steinbach and Winkler to raise funds for a centre that was crucial in my healing from a very serious post-partum depression. I lost most of l984 to psych wards in Winnipeg and later at Eden in Winkler, where I experienced a very gracious patient staff, and concern for my complete healing journey.

This magazine is called “Hearts of the Country” and is geared to rural women. Women typically are the Chief Emotional Officers  (CEO’S) of their families, wanting to nurture, encourage, and balance the family’s emotional bank account harmoniously. Continue reading Lessons From My Quiet Chair »

The Art of Possibility

Monday, January 3rd, 2011

Eight short years ago I curtailed my social life and hit the books to study conflict resolution and become a certified coach. I focused on caring for my farm family, read tons of great books, travelled to Winnipeg and Santa Barbara California to be a part of two really great learning communities. I am glad I made the choice, and I am thankful that  the investment of time, money and energy has paid off.

Women who thrive are life-long learners. They never tire of trying out new things or finding creative ways to solve lingering hassles. They enjoy talking through their problems with trusted friends in the sacred space of a “visit, online chat, or phone call.” They are risk takers and “inner-directed”.

Sometimes when the cashier at Co-op is piling my groceries she asks , “Where have you been lately ? I haven’t seen you for awhile. “ I  tell her of my travels to speak to a group in BC or tape the AgVision TV show in London, Ontario. The non-farmers in the store stop me to share their feedback on seeing me on CTV. These travels and opportunities have blossomed since I  took my certification for coaching and conflict resolution. I was given the chance to do television after writing a book, and doing a decade of 18 annual columns for a prairie farm paper. Words are powerful, with lasting impact, and I am thankful for my high school taskmaster English teacher  and the encouragement of my chemistry teacher, Gopalkrisha (Gopie) .

“Elaine has a very good head for a girl, she should be able to enter the man’s world in any field, and stay at the top.” Gopie, (l974, Springfield High School report card.) Continue reading The Art of Possibility »

Leaving a Lasting Legacy

Friday, December 31st, 2010

Today I baked the “Ultimate Fruitcake” in memory of my youngest sister Grace, who was killed by a drunk driver, 21 years ago today. This yearly ritual of baking her favourite fruitcake fills my home with wonderful scents, and helps me to recall the short life of a dearly loved sister. Last night a long time family friend, Jane, called to say she was thinking of me, and Grace, and my mom, Lois.  Jane recalled  that my mom’s laughter  was so loud that it rolled across a room, and then the tears of joy  usually followed. Jane was the one who sat through the night while my mom lay dying in palliative care. It was sweet to visit over the phone, and reflect on the lives of loved ones.

Soon  I’ll be doing a roadshow with an accounting firm to talk about the “Death of a farmer”. Bet that title just makes you want to jump in a car and come ! My portion is to talk about leaving a lasting legacy, the final wishes, how you would like to be remembered, what to do with sentimental possessions, and the family issues around money and land. (And they only gave me an hour !)

I love talking about this stuff. I’m not so good about organizing all the documents that I want to have put into place, but I have started.

I want you to start, too, : to leave a manual for your loved ones of your important documents, wishes, funeral plans, advisors, plumber etc.  Make a  “life “ binder that someone could grab if your home was flooding, a loved one suddenly dies, with  everything all organized.

I have resources from the internet that will help get you started: Continue reading Leaving a Lasting Legacy »

Respect for homemaking

Monday, February 22nd, 2010

Recently my hubby and I watched Peter Walsh, Life Organization expert “strip down” a family of four who were highly stressed, eating poorly, living in clutter, and only communicating via electronics. Wes’s question at the end was, “What was the stay at home mom doing all day?” Exactly. Continue reading Respect for homemaking »